Thinking about getting a new Kia, but short on cash? Consider the financing and leasing packages from Kia Finance! Kia vehicles are known for being high-quality and also competitively priced, now with Kia Finance people simply drive off their dream car. With flexible financing and leasing programmes, getting the Kia of your dreams just became a lot more affordable. Kia Finance is part of the legendary Hyundai Motor Group and it has all the right tools to find the perfect financing option for every single customer, allowing anyone to buy their dream Kia. Let us show you how.
Financing Options with Kia Finance
First lets discuss about Retail Financing, you can Enjoy competitive interest rates on loan options for your vehicle purchase. In most cases, a credit score above 650 is needed; however, exemptions may be made based on income and credit history1.
on the other hand Leasing Programs is an attractive choice For lower monthly payments and the flexibility to drive a new car every few years with our leasing programs
Kia Finance Special Programs
Competitive Bonus Program
- Overview: This program provides a rebate of up to $1,000 for customers who currently own a vehicle from a competing brand.
- Eligibility: To qualify, customers must present proof of ownership of the competing vehicle at the time of purchase.
- Benefits: This incentive can be combined with other offers, making it an attractive option for those looking to switch to a Kia.
Military Specialty Incentive Program
- Overview: The Military Specialty Incentive Program offers a cash bonus of up to $500 for eligible military personel and their families.
- Eligibility :Active U.S. military members,Honorably discharged veterans,Retired military personnel,Disabled veterans,Spouses of eligible military members (proof of marriage required)
- Documentation Needed: A current earning statement,Honorable discharge papers,A bank statement indicating pension or disability earnings
- Program Limitations: Customers can qualify for a total of two Specialty Incentives per calendar year. This offer is applicable to new vehicles purchased or leased.
First-Time Buyer Program
- Overview: Designed for individuals with no credit history, this program helps first-time buyers secure financing.
- Eligibility Requirements:No prior car loan history and A verifiable monthly income of at least $2,000
- Benefits: Kia may waive its typical credit score requirement, making it easier for first-time buyers to obtain financing.
Monthly Payment Calculations
Kia Finance monthly payments are based on the price of the vehicle and the down payment length commonly 36 to 72 months.
For instance, financing a $25,000 car with a 5 per cent APR over a span of five years with a $2000 down payment will yield an estimated monthly payment of roughly $440.
Application Process
Applying for Kia Finance is simple. After choosing your dream Kia, head to your local dealer or visit the Kia Finance website to apply for financing directly. If approved, you’ll receive a preapproved loan, which is valid for up to 30 daysᅳgiving you plenty of time to finalize your decision. To make the application process smoother, ensure you have the following
- A valid U.S. driver’s license
- Proof of income (at least $2,000/month)
- Banking information
Kia Finance Contact Information
You can call kia support for any query regarding financing, leasing and vehicle features or concerns at 1-866-331-5632 from Monday to Friday 8am to 9pm Eastern Time.
Kia Finance Grace Period
Life happens, and Kia Finance gets it. That’s why they offer a grace period to give you some financial breathing room:
- Typical Grace Period: 15 days after your due date
- Late Fees: Not assessed during the grace period
- Important Note: Always check your specific agreement for exact terms, as they may vary
Conclusion
Kia’s Finance not only offers attractive financing options but also provides competitive rates, terms, and services through our global network. With eager customers ready to choose Kia over competitors, start your Kia journey today by visiting your local US dealership or the Kia website, where the perfect ride and financing await
